| (Published: Sat, 27 Aug 2005 06:35:05 -0700) |
| Ready for a Home Mortgage Loan |
Are You Ready for a Home Mortgage Loan?
Buying a Home and Committing to a Mortgage can be very scary!
A home mortgage loan is the largest debt that most Americans will take on in their life time. As such, making the decision to take out a mortgage is not one that most first time home buyers take |
| Author: Mike Gates |
| Directory: Finance - Investment - Mortgage |
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| (Published: Mon, 29 Aug 2005 08:08:05 -0700) |
| Auto Loan - Be Sure You Understand the Offer |
Before Signing On the Line for an Auto Loan Be Sure You Understand the Offer
Although 90% of all auto loan offers are simple interest loans, there are some lenders who are pushing loans that are not. A simple interest loan means that interest is paid, or computed, only on the original principal of the loan. You should nev |
| Author: Mike Gates |
| Directory: Finance - Investment - Lending |
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| (Published: Tue, 30 Aug 2005 06:57:03 -0700) |
| Affiliate Marketing - The 10 Keys To Success |
Where can an average person start a home business without investing any money? The wonderful world of affiliate marketing. That's why affiliate programs are so popular.
Affiliate programs are a win-win for the product merchant and for the affiliate.
Merchants pay a percentage of each sale to the affiliate. This allows the
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| Author: Mike Gates |
| Directory: Business - Affiliate Programs |
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| (Published: Wed, 31 Aug 2005 07:50:39 -0700) |
| Rebuild Your Credit History - Be Careful! |
Don’t Fall For A Scheme When Trying To Rebuild Your Credit History
For people with a spotty credit history or bad credit, getting approved for a standard credit card can be difficult, if not impossible. There are a number of credit card options that are aimed specifically at people who have bad credit and are trying to rebui |
| Author: Mike Gates |
| Directory: Finance - Investment - Credit Repair |
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| (Published: Thu, 01 Sep 2005 07:51:39 -0700) |
| Home Mortgage Loan - Get the Best Rate |
Home Mortgage Loan - Get the Best Rate
Home mortgage interest rates hit record lows in 2004 and have remained at record lows as we go through 2005. It is possible today to get a thirty-year fixed rate home mortgage loan for under five percent, and an adjustable rate mortgage can be found for under four percent if you look |
| Author: Mike Gates |
| Directory: Finance - Investment - Mortgage |
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| (Published: Thu, 01 Sep 2005 10:05:06 -0700) |
| Becoming a Real Estate Agent - The Ins and Outs |
The Ins and Outs of Becoming a Real Estate Agent
Getting into the real estate business can be one of the most rewarding, yet tiresome occupations out there. Whether the rewards outweigh the downfalls of the position really does depend on the person looking into the career. If you are a family-oriented person or someone wh |
| Author: Mike Gates |
| Directory: Finance - Investment - Real Estate |
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| (Published: Fri, 02 Sep 2005 08:43:07 -0700) |
| Home Mortgage Loan Qualification |
How to Qualify for a Home Mortgage Loan
Are you considering applying for a mortgage loan to purchase your first home? If so, you should read the following tips below that will make the process easier!
If You Have a Good Credit History It Is Easier To Qualify For a Mortgage
By far the easiest wa |
| Author: Mike Gates |
| Directory: Finance - Investment - Mortgage |
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| (Published: Fri, 02 Sep 2005 10:31:38 -0700) |
| How to Find Houses for Sale |
When it comes to purchasing a home, the choices available can be a little overwhelming. With the onslaught of the internet, it seems there are thousands of ways to locate that perfect home, and a new buyer might be a confused about where to start. There are a few good ways to narrow the selection.
First of all, if you know where you want to |
| Author: Mike Gates |
| Directory: Finance - Investment - Mortgage |
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| (Published: Sun, 04 Sep 2005 10:08:04 -0700) |
| How To Say I Do Without The Financial Turmoil |
How To Say "I Do" Without The Financial Turmoil
A wedding day is supposed to be perfect. In fact, most people start dreaming about and planning their wedding day long before they even meet their spouse! But what many people forget is that a wedding is in reality a financial transaction, and if it’s not handled properly, that |
| Author: Mike Gates |
| Directory: Finance - Investment - Other |
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| (Published: Mon, 05 Sep 2005 13:56:55 -0700) |
| Three Mistakes That Could Hurt Your Credit Score |
We all know that that a good credit score is the key to low-interest loans and credit cards with good terms, but oftentimes people make mistakes on their credit histories without even realizing it. If you are interested in building your credit, or in keeping your credit history good, you should read the following suggestions. Who
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| Author: Mike Gates |
| Directory: Finance - Investment - Credit Cards |
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| (Published: Tue, 06 Sep 2005 15:21:29 -0700) |
| Buying and Selling Real Estate As Is |
Buying or selling a home 'as is' on the real estate market today is fairly common. As Americans move more often and the practice of renovating run-down homes for profit grows more widespread, many sellers aren't finding it necessary to repair the defects in their property before putting it on the market. They're much more liable today to find a |
| Author: Mike Gates |
| Directory: Finance - Investment - Real Estate |
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| (Published: Tue, 01 Nov 2005 12:46:28 -0800) |
| Understanding Fixed Income Securities: Expectations |
| I’ve come to the conclusion that the Stock Market is an easier medium for investors to understand (i.e., to form behavioral expectations about) than the Fixed Income Market. As unlikely as this sounds, experience proves it, irrefutably. Few investors grow to love volatility as I do, but most expect it in the Market Value of their equity positions. |
| Author: Steve Selengut |
| Directory: Finance - Investment - Asset Management |
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| (Published: Thu, 17 Nov 2005 11:12:37 -0800) |
| Income Investing: Selecting the Right Stuff |
| When is 3 percent better than 6 percent? Yeah, we all know the answer, but only until the prices of the securities we already own begin to fall. Then, logic and mathematical acumen disappear and we become susceptible to all kinds of special cures for the periodic onset of higher interest rates. We’ll be told to sit in cash until rates stop rising, |
| Author: Steve Selengut |
| Directory: Finance - Investment - Asset Management |
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| (Published: Mon, 05 Dec 2005 12:20:15 -0800) |
| Managing the Income Portfolio |
| The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and “market” risk… particularly when it comes to investing for |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Trading |
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| (Published: Mon, 19 Dec 2005 10:46:18 -0800) |
| Steve Selengut |
| It matters not what lines, numbers, indices, or gurus you worship, you just can't know where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections… even more is squandered comparing portfolio Market Values with a handful of unrelated indices and averag |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Wed, 11 Jan 2006 07:06:16 -0800) |
| Investment Advisors 101… ask these questions. |
| Investment Advisors (IAs) come in all different intellectual, professional, and alphabetical varieties. They range in educational qualifications from High School dropout to PhD, and can be professional Accountants, Insurance Salesmen, Stock Brokers, Investment Managers, Dentists, Lawyers, TV personalities, and Gourmet Chefs. Anyone can be an Invest |
| Author: Steve Selengut |
| Directory: Finance - Investment - Asset Management |
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| (Published: Tue, 31 Jan 2006 09:21:01 -0800) |
| The Case for Value Stock Investing...What If? |
| Wall Street Institutions pay billions of dollars annually to convince the investing public that their Economists, Investment Managers, and Analysts can predict future price movements in specific company shares and trends in the overall Stock Market. Such predictions (often presented as “Wethinkisms” or Model Asset Allocation adjustments) make self- |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Fri, 24 Feb 2006 04:16:57 -0800) |
| Investment Strategy: The Investor's Creed, and |
| Fascinating, isn't it, this stock market of ours, with its unpredictability, promise, and unscripted daily drama! But individual investors are even more interesting. We've become the product of a media driven culture that must have reasons, predictability, blame, scapegoats, and even that four-letter word, certainty. We are a culture of investors w |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Trading |
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| (Published: Sat, 04 Mar 2006 09:54:13 -0800) |
| How Corporate Down Sizing Can Help Your Home Business |
Most of us know someone working in corporate America. The sad fact is, being a corporate employee in today's economy is a risky venture. We continually hear of companies who are either down sizing or sending jobs overseas. For the corporate employee, it's a fearful situation not knowing how long your job is going to last.
Most pe |
| Author: Mike Gates |
| Directory: Business - Internet Marketing |
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| (Published: Mon, 13 Mar 2006 07:04:23 -0800) |
| An Investor's View of The Fair Tax: A Resolution |
| The vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to manage if the Internal Revenue Code was comprehensible. |
| Author: Steve Selengut |
| Directory: Finance - Investment - Other |
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| (Published: Thu, 06 Apr 2006 12:58:44 -0700) |
| Ishares and ETFs: Indexed Investment Illusions |
| How many of you remember the immortal words of P. T. Barnum? Of Yogi Berra? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a lopsided, greed-driven, gold rush toward financial disaster. The dot.com melt down spawned the index mutual funds, and their dismal failur |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Mon, 01 May 2006 06:30:37 -0700) |
| Ten Common Investment Errors: Stocks, Bonds, & Management |
| Investment mistakes happen for a multitude of reasons, including the fact that decisions are made under conditions of uncertainty that are irresponsibly downplayed by market gurus and institutional spokespersons. Losing money on an investment may not be the result of a mistake, and not all mistakes result in monetary losses. But errors occur when j |
| Author: Steve Selengut |
| Directory: Finance - Investment - Asset Management |
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| (Published: Mon, 22 May 2006 11:15:14 -0700) |
| The Dow Jones Industrial Average: Failing the Average Investor |
| In addition to a well thought out Investment Plan, successful Equity investing requires a feel for what is going on in the real world that we all refer to as "The Market". To most investors, the DJIA provides all of the information they think they need, and they worship it mindlessly, thinking that this time tattered average has mystical predictive |
| Author: Steve Selengut |
| Directory: Finance - Investment - Asset Management |
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| (Published: Thu, 08 Jun 2006 06:36:09 -0700) |
| In Value Stock Investing, Quality is Job One |
| How much financial bloodshed is necessary before we realize that there is no safe and easy shortcut to investment success? When do we learn that most of our mistakes involve greed, fear, or unrealistic expectations about what we own? Eventually, successful investors begin to allocate assets in a goal directed manner by adopting a realistic Investme |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Tue, 20 Jun 2006 06:32:25 -0700) |
| Stock Market Volatility = Investment Opportunity |
| Most people never forget their first love. I'll never forget my first trading profit! But the $600 (1970 dollars) I pocketed on Royal Dutch Petroleum was not nearly as significant as the conceptual realization it signaled! I was amazed that someone would pay me that much more for my stock than the newspaper said it was worth just a few weeks earlie |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Trading |
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| (Published: Wed, 02 Aug 2006 11:19:39 -0700) |
| Real Estate Investing: No Lawyers, No Debt, No Plungers |
| Real Estate investing is not nearly as legally complicated, financially burdensome, or time consuming as you might think. In fact, it is easy to add raw land, shopping centers, apartment complexes, and private homes to your portfolio without Brokers, Bankers, Attorneys, and a Rolodex full of maintenance professionals' phone numbers. Even better, yo |
| Author: Steve Selengut |
| Directory: Finance - Investment - Real Estate |
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| (Published: Mon, 07 Aug 2006 03:09:08 -0700) |
| Foreclosure is a compound yet very effective recovery system. |
Foreclosure is a comprehensive recovery system
What is meant by foreclosure?
Literally speaking, a foreclosure is referring to as loss of ownership from a property when a loan is not duly repaid. For one reason the terms and conditions have to be strict. You may ask why? Countering which I may ask that what would happen when I miss my |
| Author: johnbeck |
| Directory: Finance - Investment - Real Estate |
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| (Published: Thu, 14 Sep 2006 11:01:15 -0700) |
| Investment Management Strategy: Seven Principles for Success |
| Many Investment Gurus, with a straight face and a gleam in their eye, will insist that successful investing is a function of expansive research, skillful market timing, and detailed technical analysis. Others emphasize fundamental information about companies, industries, and markets. But trends and numbers are secondary to a thorough understanding |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Thu, 21 Sep 2006 08:27:02 -0700) |
| HYIP Investment - Tips and Strategies |
| High Yield Investment programs (HYIP) is an investment program that pay high interest in short period of time. There are many hyips on the Internet and most of them are closely monitored by HYIP rating sites and HYIP forums. HYIPs have different types of investment plans. The interest and return offered by HYIPs are far higher than any other invest |
| Author: Alan Liew |
| Directory: Finance - Investment |
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| (Published: Mon, 25 Sep 2006 03:06:16 -0700) |
| Make Money with Affiliate Programs: Step-by-step Guide |
| Affiliates make money by referring customers to their merchants. There are many companies and webmasters offer affiliate programs to promote their online sales. When you sign up for an affiliate program, you will be given an affiliate link with a unique affiliate ID which will be used to market the product. When someone makes a purchase through you |
| Author: Alan Liew |
| Directory: Business - Affiliate Programs |
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| (Published: Wed, 18 Oct 2006 11:36:00 -0700) |
| Investment Scandals & Scams: What's Next! |
| We humans are as creative on the "Dark Side" of commercial activity as we are in developing beneficial new products and services. In the face of huge financial benefits, however, some corporate executives can't resist taking an extra dessert even before their shareholders have finished dinner. Some scandals have more of an impact on investors than |
| Author: Steve Selengut |
| Directory: Finance - Investment |
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| (Published: Wed, 22 Nov 2006 12:47:23 -0800) |
| Wall Street Conventional Wisdom: Zero Taxable Gain Investing |
"First thing Monday morning I'm going to march into my boss's office and demand a pay cut so that I'll be in a lower tax bracket next year."
Of course that's ridiculous, but isn't it about the same as the financial community's "Conventional Wisdom" (CW) for year-end tax planning? What about the long-term nature of investing, or the merits o |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Sun, 26 Nov 2006 22:33:15 -0800) |
| Creating Wealth In Stock Market |
The 12 Rules of How to Avoid Losing and Start Making Money from the Stock Market
RULE 1: WHY DO YOU INVEST?
Make more money, this is the answer to most people. If your reason is to make more money, then ask yourself these three questions:
1.Is your strategy making money? 2.Is your strategy safe? 3.How to incre |
| Author: Dr. Steven Lee |
| Directory: Finance - Investment - Stock Trading |
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| (Published: Mon, 11 Dec 2006 05:10:40 -0800) |
| SEO Tips: Ways to Get Backlinks to Your Website |
Backlinks or inbound links are the key to achieving high rankings in search engines. So to get your website to the top you not only need to optimize your webpages for your targeted keywords but also have to build as many backlinks as possible. There are several ways to get backlinks to your site. Here's how......
Send Link Exchange Reque |
| Author: Alan Liew |
| Directory: Business - Internet Marketing |
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| (Published: Fri, 09 Feb 2007 06:24:33 -0800) |
| Social Bookmarking for Internet Marketers |
Social bookmarking is one of the hottest Web 2.0 online trends. The concept of social bookmarking is about 10 years old, but due to it's recent explosive growth, it has just now become one of the new internet "buzz words".
It's important for internet marketers to understand social book marking and how it can help them promote their products |
| Author: Mike Gates |
| Directory: Business - Affiliate Programs |
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| (Published: Wed, 28 Mar 2007 09:32:44 -0700) |
| March Investment Madness: The Financial Final Four |
| Although it may be hard to believe, there is more going on in the world than the NCAA Basketball Tournament. And even though it's not nearly as exciting as an expanded sports page, you will soon receive your March (Investment) Tournament Program... in the form of Brokerage Firm Statements. What is this guy talking about? What correlation could ther |
| Author: Steve Selengut |
| Directory: Finance - Investment - Asset Management |
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| (Published: Tue, 17 Apr 2007 11:20:59 -0700) |
| Investment Politics 2008: What's (left) In Your Wallet? |
| The parade of promises is marching down Main Street. For too many months to come, politicians of all descriptions, parties, and ideologies will be courting our votes... they have the cure for all that is wrong in the world, they tell us. With crystal clear hindsight, every candidate criticizes the decisions of every incumbent, from the Town Council |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Wed, 09 May 2007 09:23:37 -0700) |
| An Investor's Eye View of the Corporate Income Tax |
| The Investor's Eye view of politics is a simplistic, practical, "dot-connecting" approach to sorting things out so that positive (win/win) change can be considered. Real World politics is not concerned with such things, and that is one of the most serious problems facing investors today. As outlined in "Investment Politics 2008", there are at least |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Tue, 29 May 2007 03:46:01 -0700) |
| Stock and Bond Trading as a Conservative Investment Strategy |
| It's likely that either curiosity or skepticism led you to this article, and I would agree that, for most individual investors, trading is approached in a totally speculative manner. Stock trading, in its more popular forms (Day Trading, Swing Trading, Penny Stock Speculating, etc.) includes none of the elements that a conservative investment strat |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Trading |
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| (Published: Mon, 11 Jun 2007 07:12:55 -0700) |
| An Internet Marketer's Review of Easy Profit Auctions |
As an internet marketer I am always looking for new ways of creating traffic or building my newsletter list.
That is why Easy Profit Auctions caught my eye.
The author, Alex Jeffrey, claims he built a list using Ebay, that helped him pocket over $110,000 in just a few months.
Will that happen for you? Pr |
| Author: Mike Gates |
| Directory: Business - Internet Marketing |
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| (Published: Mon, 11 Jun 2007 07:38:38 -0700) |
| HowToTurnSitesIntoMoney by JP Shoeffel |
JP Shoeffel and HowToTurnSitesInToMoney
JP Shoeffel Wrote... In ONE DAY I Can Show You EXACTLY How to Create Websites That AUTOMATICALLY Make You Money..
Without your own products or mailing lists, Without begging marketers to do JV’s with you, Without customer service nightmares, Without turning your life upside d |
| Author: Mike Gates |
| Directory: Business - Internet Marketing |
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| (Published: Mon, 06 Aug 2007 04:26:16 -0700) |
| How Do You Spell Correction? |
| During every correction, I encourage investors to avoid the destructive inertia that results from trying to determine: "How low can we go?" and/or "How long will this last?" Investors who add to their portfolios during downturns invariably experience higher values during the next advance. Yes, Virginia, just as certainly as there is a Santa Claus, |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Tue, 19 Jun 2007 21:31:53 -0700) |
| Ten Tips to Succeed in Stock Market |
Ten Tips to Succeed in Stock Market By Dr. Steven Lee (Ph.D)
1. Cut your losses. Let your profit run. Always remember to set stop loss point.
2. Learn from your losses. Make each loss as a lesson to enrich your investment experience.
3. Don’t be greedy. People always turn their large profits into losses bec |
| Author: Dr. Steven Lee (Ph.D) |
| Directory: Finance - Investment |
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| (Published: Mon, 06 Aug 2007 04:29:31 -0700) |
| Ishares and ETFs: Pushing the DJIA Toward the Cliff |
| How many of you remember the immortal words of P. T. Barnum? Of Yogi Berra? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a lopsided, greed-driven, gold rush toward financial disaster. The dot.com melt down spawned the index mutual funds, and their dismal failur |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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| (Published: Tue, 27 Nov 2007 06:09:57 -0800) |
| Stock Market Investing - The November Syndrome |
| Sweet November... well, not really: The war lingers ondollar,investor, for purposes unknown to most and oil prices continue to rise. Credit woes dominate the financial headlines, and value stocks seem intent on extending their correction into a seventh month. Investors want a stronger dollar while lower interest rates (and lower taxes) are clearly |
| Author: Steve Selengut |
| Directory: Finance - Investment - Stock Strategies |
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